Does Insurance Cover Tree Removal? Understanding Your Policy

Homeowners insurance may cover tree removal if a tree falls due to storms, wind, or lightning and damages insured structures or blocks an access route. However, policies typically don’t cover removal if there’s no property damage, https://treeremovalcostscalculator.com/ the fall is due to neglect, or the tree is removed for aesthetic reasons. Some insurers offer optional coverage for broader protection. To file a claim, document the damage, check your policy, contact your insurer, and obtain estimates.